We've partnered with Marmalade to help young drivers to arrange insurance protection before and after they pass their test.
Simply click on the relevant link below to visit their website and get a quote young driver insurance.
Learner Driver Insurance: Flexible insurance allowing learner drivers to get some extra practise in a friend or family member’s car – with no risk to the owner’s no claims bonus!
New Driver Insurance: Flexible insurance allowing learner drivers to get some extra practise in a friend or family member’s car – with no risk to the owner’s no claims bonus!
Named Young Driver Insurance: Flexible insurance allowing learner drivers to get some extra practise in a friend or family member’s car – with no risk to the owner’s no claims bonus!
Student Driver Insurance: Flexible insurance allowing learner drivers to get some extra practise in a friend or family member’s car – with no risk to the owner’s no claims bonus!
Cars for Young Drivers: Brand new cars with 12 months’ free insurance – available from age 17.
Alternatively, call us on 01223 949018 for more information.
Can I get Young Driver Insurance on my parents’ car?
Yes, you can. If you’re new behind the wheel or have just passed your test, it can help if you can borrow your parents’ car to practise in or test out your newly qualified skills.
If you’re yet to pass your test, you can look at Young Driver Insurance that is specifically aimed at learners. This is a good option as it means you can borrow your parents’ car to improve your skills, provided you’re accompanied by a licensed driver of course. Your parents may also be relieved to hear that any bumps or scrapes that occur won’t affect their own no claims bonus.
Alternatively, you can opt for Named Young Driver Insurance, which is also available to those who have passed their test. This is an alternative to having yourself added to your parents’ policy. It means that you won’t affect their no-claims bonus and you can also start to build up a bonus of your own.
You can also get Young Driver Insurance to cover you borrowing a car if you are a student home for the holidays.
What does Learner Driver Insurance cover?
Learner Driver Insurance is open to a wider age range of 17 to 34 and it covers you for driving a friend or family member’s car while you’re still learning the ropes. It usually lasts for less than a year, with policies ranging from just 30 days to 240 days.
With Learner Driver Insurance in place, you’ll have personal accident and belongings cover in addition to cover for legal liability, medical expenses and damage to the owner’s car.
Can I get New Driver Insurance on my parents’ car?
No. New Driver Insurance is tailored towards new drivers who have their own car. If you’ve passed your test, you can opt for Named Young Driver Insurance. And if you haven’t, you could look into Learner Driver Insurance instead.
What does Named Young Driver Insurance cover?
Named Young Driver Insurance covers drivers aged 17 to 27 who are driving a family member’s car. It can be taken out for drivers who are still learning, as well as those who have taken off their ‘L’ plates.
It won’t affect your parents’ insurance. This means that their no claims bonus will be protected.
There is also no curfew, so you are covered for all of your trips, no matter what time of the day or night.
In terms of what’s included, you’ll get cover for:
- Legal liability for injury or death
- Personal accidents (up to £2,500)
- Damage to your parents’ car
- Medical expenses (up to £250)
- Personal belongings cover (up to £1,000)
Can I get short-term insurance for young drivers?
Of course. Short-term insurance can be very useful if, for example, you are a student who wants to borrow a friend or family member’s car during the holidays. These policies can be as short as one week or go up to 28 days. It’s ideal for getting around when you’re not studying. You can also get Young Driver Insurance for learners, which can be tailored to the amount of time you want (or need) to practise in a friend or family member’s car.
How old do I need to be to qualify for Young Driver Insurance?
Young Driver Insurance is typically aimed at learners and new drivers who are under 25.
Can I get cheaper Young Driver Insurance with telematics?
Young Driver Insurance is usually more expensive than insurance for older, more experienced drivers. This is because you represent more of a risk to the insurer.
But there are ways to help keep the costs down. One such way is by installing a black box in the car you drive. This will monitor your driving, helping you to improve and also demonstrating to your insurer what a great driver you are. If you prove yourself to be safe and responsible, you can be rewarded with a lower premium.
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