ALL RISKS CONTRACT WORKS INSURANCE
This policy protects against damage, theft and loss for the build and your materials, fixtures and fittings. This includes malicious damage and materials that are stored off-site, as well as cover for transit to and from your site.
PLANT AND TOOLS INSURANCE
This policy gives financial protection for machinery, equipment and tools, large and small. It includes both owned and hired-in plant and tools.
EXISTING STRUCTURE COVER
This will provide protection for any existing structures during renovation, conversion or extension. This includes the walls, ceilings and roof of the building.
SELF BUILD PUBLIC LIABILITY INSURANCE
This cover offers you protection against claims and legal costs for third party injuries or property damages caused by your site or employees.
If you are planning to sell your property within 10 years of carrying out self build work (or may have need to sell it), this warranty will protect you against structural defects. This cover also includes the cost of surveyor visits to inspect the work.
EMPLOYERS' LIABILITY INSURANCE
If you are directly employing workers, you are legally obliged to have this insurance in place. This will protect you should an employee be injured or made ill while carrying out work for you on your self build project.
Some Self Build Insurance includes the option for Terrorism cover. This will financially protect you against acts of terrorism, as well as denial of service attacks, hacking and phishing.