What does Public Liability Insurance cover?

Public Liability Insurance covers legal defence costs if you’re taken to court for alleged injury or damage to a third party, where you have reasonable prospects of successfully defending a claim based on the evidence available.

Should your business be found guilty of negligence, you may be required to pay compensation to a third party. Public Liability Insurance would pay these compensation costs.

If third-party property suffers damage as a result of your business’s negligence, Public Liability covers the cost of putting it right, including repair or replacement