BREACH OF PROFESSIONAL DUTY OR CIVIL LIABILITY
PI provides protection in the event that you give mistaken or incorrect advice to a client, resulting in loss of earnings. This policy can provide cover for correcting the error, legal defence and any compensation awarded.
BREACH OF CONFIDENTIALITY
If your business accidentally breaches a client’s confidence, revealing sensitive information or trade secrets, PI can help your business to defend itself in court.
BREACH OF COPYRIGHT
You may accidentally use an image without the copyright holder’s permission, or be unconsciously influenced by another company’s work, infringing on their Intellectual Property rights. This covers the cost of legal defence.
LIABILITY FOR THE LOSS OF DOCUMENTS OR DATA
In the course of working with your clients, you may handle important documents and data. Should these be lost or leaked, Professional Indemnity Insurance can help to recover or replace the documents and protect your reputation.
LIBEL AND SLANDER
If you make comments about a client or competitor in the course of doing business, you may be held responsible for defamation, libel or slander. Professional Indemnity Insurance can cover your legal defence costs.