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Why Choose One Broker?
Whether you run a multi-location dealership or you’re a sole trader, we can help you arrange the protection you need. With a range of different options on offer, we’ll tailor your insurance to your business.
- Wide unaccompanied demonstration options
- Rider training cover
- Low claims rebate available
- 2.5%-interest direct debit options available*
- Full theft coverage
- Self-drive hire
*6.4% APR Representative, subject to approval
What our clients say
When we decided to change insurance broker, the Torque Bike product met our requirements. They ticked all the boxes due to their motorcycle industry knowledge, close working relationship, good value for money and were 'head and shoulders' above any competitors.
We had been with the same broker for a number of years and were reluctant to change, but when Torque Bike was presented to us, the team knew how the bike industry ticked and identified some key cover areas that our existing policy did not provide. Changing our coverage meant wider coverage at a competitive price.
Why do I need Motorcycle Trade Insurance?
A motorcycle business can encompass a lot of different activities. For instance, you may have potential buyers wanting a test ride, or perhaps you are running a course that teaches people how to ride. You may also need to hop on a motorcycle from time to time to check it after repairs.
Your business could also have a number of assets it needs to protect. For example, you may own premises from which you run your business, which could be stocked with tools and other equipment.
In addition, you could be responsible for other people. You may have employees, or need to have protection in place for members of the public.
All of these different aspects of a motorcycle business can be covered by Motorcycle Business Insurance, which will help to protect you, your reputation and your organisation. Without it, you could open yourself up to expensive claims and legal action.
What does Motorcycle Business Insurance cover?
Motorcycle Business Insurance can be tailored to meet your individual business’ needs, but it can include:
- Employers' Liability Insurance
- Public Liability Insurance
- Road Risk Cover
- Rider Training Cover
- Self-Drive Hire Cover (not available as a standalone policy)
- Property Insurance (inc. buildings, stock and contents)
- Transit cover
- Product Liability Insurance
- Motor Trade Risks
- Wide Unaccompanied Demo Cover
Motorcycle Test Ride Insurance: A Guide
Torque Bike explores the topic of Test Ride Insurance. From the business benefits to the typical coverage, we explain it all.
Torque Bike Case Study: RDS Motorcycles
When RDS Motorcycles started looking for Business Insurance, they found it difficult to get cover. Read on to discover how the Torque Bike team helped