PUBLIC LIABILITY INSURANCE
This provides protection in the event that your business causes injury to a third party, or damage to their property, as a result of negligence.
PRODUCTS LIABILITY INSURANCE
This usually goes hand in hand with Public Liability Insurance, extending the policy to cover injury or damage caused by the sale, supply, manufacture or repair of products.
EMPLOYERS' LIABILITY INSURANCE
In the UK, it is a legal requirement to have employers’ liability insurance if you have employees, volunteers, interns or contractors. If they sustain injury or disease as a result of working for you, they may seek damages. Most policies provide up to £10m in legal cover and compensation.
CLINICAL TRIALS LIABILITY
If you’re testing your latest development, you need to have the right insurance in place to protect both your participants and researchers if the unexpected happens.
BUSINESS INTERRUPTION INSURANCE
If your premises are unusable due to an insured event, this policy covers the expense of moving to a new location, minimising disruption to your business.
As the number of online threats grows, cyber insurance provides support in the event of a data breach or cyber attack.
PROFESSIONAL INDEMNITY INSURANCE
Also known as Errors & Omissions, this insurance provides protection if you provide incorrect or negligent advice or services.
PRODUCT CONTAMINATION INSURANCE
If your products are contaminated by accident or by malicious action, this policy helps you manage both the recall and your reputation.
INTELLECTUAL PROPERTY INSURANCE
This policy covers the cost of pursuing the infringement or theft of your intellectual property.