Professional Musical Instrument Insurance

We understand that for a professional musician you need more than just your instrument insured. At We Love Musicians we can put together the right insurance mix to meet your individual needs. Playing live music comes with its own set of challenges which makes your insurance needs more complex.

Many venues now require musicians to have their own Public Liability insurance. This provides the venue with additional peace of mind if a member of the public gets injured, or an accident leads to the venue itself being damaged as the venue will only cover their own liabilities.

Many professional musicians also teach; with some students borrowing equipment as well. It’s sensible to have appropriate cover for all musical instruments being used by members of the public. This can help to avoid costly bills for damage and repairs as well as injuries.

We Love Musicians offers a wide range of cover for professional musicians. You can even build your policy to suit your needs as a professional musician. In addition to protecting your instrument we can cover you for the following:

  • Personal Accident - £10,000 helping you cover costs if you have an accident
  • Travel - Covering you and you instrument while away from home
  • Personal Liability - Up to £5,000,000 third party liability
  • Cancellation - If you are unable to perform, the costs associated with this
  • Legal & Tax - Legal cover when you need it and tax investigation protection

Call our professional insurance team today to build your quote – 01223 792265.

Please check the policy summaries and wordings on the ‘Documents’ tab for further cover details.

Professional musicians insurance including Public Liability insurance for musicians starts from as little as £74.20 per year.

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