Professional Insurance

Specialist Sectors
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If people rely on your professional expertise then you should have Professional Indemnity Insurance, even if the service you give is free. Having suitable Professional Indemnity cover in place means that if incorrect advice has been given or is alleged, whether caused by errors, omissions or professional neglect you will be protected from potentially substantial legal costs and damages. Enabling you the have the peace of mind that it is a matter for the insurers and legal teams to sort out leaving you to get on with what you need to do.

Professional Indemnity Insurance is commonly overlooked because the person giving the advice believes that they would not be held liable in the event of something going wrong. Sadly in this day and age there is a far greater chance that someone will claim against you think you have made a mistake especially if they feel that the advice you have given was incorrect and has caused them a financial loss.

At One Broker we recognise that as a consultancy service, or if you give advice or any form of diagnosis then your reputation is everything. As a professional service ourselves we are proud to boast many years of experience working with professional clients in a broad spectrum of professional industries including, Accountants, IT Consultants, Surveyors and Architectural Engineers. Our large agency base gives us access to many insurers and underwriting agencies as well as Lloyds of London. As an independent broker we are not tied to one market and are able to approach a range of companies to achieve the best possible terms for your needs.

Professional Indemnity Insurance protects you against claims arising from:

  • Breach of professional duty or civil liability
  • Legal costs in the defence of a claim
  • Liability for the loss of documents
  • Libel and slander
  • Liability for unintentional breach of copyright

Additional Cover - we also offer policies that are designed to protect your commercial relationships. This is to avoid a larger claim being made where a project has gone wrong and will typically pay:

  • Fees due to you where your client refuses to pay
  • The sub-contractors you are committed to paying
  • Rectification costs
  • The expenses incurred to rectify a breach of your professional duty, even where your client may be unaware

Architects & Civil Engineers

There has been a significant rise in the number of claims against professionals in the construction sector in recent years it is therefore critical to have the correct insurance cover in place and ensure that their level of protection is suitable. Whatever the nature of your business from designing and drawing to undertaking project management, it is fundamental for you to receive the greatest level of protection available when considering your insurance cover and the same applies for businesses which are currently trading or companies which are merely seeking run-off cover.

We provide a range of insurance products which are suitable for members of:

  • Royal Institute of British Architects (RIBA)
  • The Royal Incorporation of Architects in Scotland (RIAS)
  • Institution of Civil Engineers (ICE)
  • Civil Engineering Contractors Association (CECA)

Accountants

We have developed some excellent business relationships with accountancy firms, the reason why these relationships have lasted so well is because we understand that accountancy services require a broad spectrum of insurance covers.

We can arrange and advise on products ranging from Professional Indemnity and Legal Expenses to Private Medical and Motor Fleet.

Title Surveyors

We provide insurance services for both Commercial and Residential Property Surveyors and have access to a wide spectrum of insurers and underwriting agencies. Our policies are suitable for members of the Royal Institute of Chartered Surveyors (RICS) in addition to the Independent Surveyors Association (ISA) and the Rating Surveyors Association (RSA).

We provide:

  • Insurance cover
  • Specialist and professional advice
  • Knowledge and experience applicable to this surveying sector
  • Risk assessments relating to your insurance requirements

Speak directly to our team 01603 760511 / 01223 792290

Send an Enquiry
key contacts
  • Allison Partlett
    Director
  • Ian Stone
    Business Development Executive
  • William Heading
    Broking Executive
Key cover
  • We are able to provide cover for your whole insurance portfolio including, but not limited to:

    • ≻ Professional Indemnity
    • ≻ Legal Indemnities Insurance
    • ≻ Office Insurance
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We see Rob and his team as integral to our businesses and brands. We trust them to provide the best advice and service for our needs. I regularly endorse One Broker to my colleagues in the industry and am happy to say I have never heard bad feedback from this, we wish Rob, his team all the very best

- Manchester Medical Services -
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We have been happy to have had One Broker as our insurance provider for the last 3 years and I cannot fault the personal service we receive. They know the independent ambulance sector, they understand our business and they have negotiated terms with insurers above and beyond our expectations.

- MET Medical Ltd - met-medical.co.uk
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I was really impressed with the service and quote and am always happy to recommend One Broker

- GCS Medical Services Ltd -