MATERIAL DAMAGE INSURANCE
Protection for buildings, content, stock and vehicles.
Cover for motorcycles (or parts) lost, stolen or damaged while in transit. Up to 4 motorcycles in transit covered as standard.
EMPLOYERS' LIABILITY INSURANCE
Cover for illness or injuries sustained by your employees as a result of working for your business. This is a legal requirement if you have any employees or volunteers.
PUBLIC LIABILITY INSURANCE
Cover for damage to third parties and their property as a result of company negligence.
PRODUCTS LIABILITY INSURANCE
Cover for faulty products and services provided by your business. Includes defective workmanship.
MOTOR TRADE RISKS
Cover for vehicles when driven on public roads for business purposes. Policy can cover multiple locations and employees. Options include comprehensive, third-party, fire and theft or third-party only. Windscreen damage is included with comprehensive policies.
Rider training can be added.
WIDE UNACCOMPANIED DEMO COVER
Insurance cover for customers taking a test drive on a motorbike. Suitable for riders aged 21+ with no minimum licence period restriction (must be issued by DVLA).
SELF-DRIVE HIRE INSURANCE
Insurance protection for motorcycles hired to paying customers. Separate fleet policy issued and Motor Trade Insurance must be with Torque Bike & NIG.