What does Environmental Insurance cover?

It is essential for providing protection against claims of professional negligence, errors or omissions in your advice or services. This cover is particularly crucial for environmental consultants as it includes pollution liability cover, protecting you against claims arising from contamination or damage.

This is a legal requirement if your consulting business employs staff, protecting you against compensation claims should your employees suffer injury or illness as a result of working for you. Given the nature of work, which often involves fieldwork and potential exposure to hazardous materials, this cover is particularly important for your business.

It protects your consulting business against claims from members of the public for injury or property damage caused by your business activities. The policy covers compensation payments and legal defence costs, including specialist cover for working at height and excavation activities common in environmental consulting.

This cover protects the specialist equipment essential to this line of work, including drilling rigs, soil sampling equipment, and monitoring devices. Whether you own or hire in specialist plant for specific projects, this insurance covers loss, damage or theft of your valuable equipment.

This protects key members of your environmental consulting team against legal action for alleged 'wrongful acts', such as breach of trust, breach of duty, or regulatory non-compliance. In the heavily regulated environmental sector, this cover protects against claims related to environmental compliance failures and professional misconduct.

All environmental consulting businesses are at risk of cyber crime, particularly given the sensitive environmental data and client information you handle. Cyber Liability Insurance protects against the costs of losses following a data breach, including professional assistance for data recovery and regulatory reporting.

This provides comprehensive cover for your company vehicles used for site visits, environmental surveys, and transporting equipment to geo-technical investigation sites. This cover protects your vehicles from fire, theft and damage, whilst also including the legally required third-party cover.

This protects your offices, laboratories, equipment storage facilities, or other premises against damage, fire and theft. For environmental consultants, this cover is particularly important as it protects specialist laboratory equipment, sample storage facilities, and valuable environmental data archives.

Environmental consultants working at airports or aviation facilities can add airside activity protection to their policy for work in restricted airport areas. This specialist cover protects your vehicles and employees when conducting environmental compliance assessments or noise monitoring projects at aviation facilities.

This cover protects your employees during business travel for environmental surveys, site assessments and client meetings. The insurance provides medical expense cover, personal accident benefits, and emergency assistance services including overseas travel protection.